Finding cheap car insurance San Francisco can be difficult, but taking the time to consider all the options can make a world of difference. The first step to finding cheap insurance is finding the right internet tools to get the job done. Using a site like Cheapcaliforniainsurance.net is the first step to success.
Cheap Car Insurance San Francisco, CA:
The average cost of insurance in a place like San Francisco, CA is about $1845 which is a bit higher than the average of the nation which is about $1500. This jump in price is most likely because of the increased number of people in the area and the number of auto theft that may occur in the area.
Factors That Affect Cheap San Francisco Auto Insurance:
There are dozens of factors that can change the price of auto insurance. Things like car color, car model, area, location, education, and more can change insurance costs dramatically. These factors are important when it comes to determining the price of insurance overall.
- Location– The population density of an area like this is quite a bit higher than any other area which can lead to increased insurance costs. The average number of people per square mile in this area is about 17,247. This high population density is going to make a huge difference in the cost of insurance as a whole.
- Travel Time to Work– the average time that people spend in their cars to travel to work is also a factor that can change the price of insurance. The average commute time in this area is about 30.7 minutes each day. The number of fatalities per 100,000 residents each year is about 4.8. These rates can make a world of difference when it comes to overall cost and prices that can be quoted.
- Auto Thefts– the crime rates in the area can also change the price of insurance. The number of auto thefts each year in San Francisco is about 4174. This high rate can drive up insurance costs quickly and with little ways of preventing this high rise. This large number of thefts can make even affordable insurance companies sky rocket in price.
- Education– the level of education that each resident has acquired can also make a world of difference when it comes to the overall cost of insurance in any given area. Those areas with higher education rates can help lower insurance. 18.8% of residents have less than an high school diploma, 13.9% have at least a high school diploma or equivalent, 4.1% have less than 1 year of college, 12.7% have at least 1 year of college or more, 5.6% have an associate’s degree, 28.6% have at least a bachelor’s degree, 10.2% have a master’s degree, 4.5% have a professional degree, 1.7% have a doctorate degree.
Taking the time to find the best rates can make all the difference when it comes to getting a good rate and getting an insurance rate that is worth the hassle. The Cheapcaliforniainsurance.net widget is a great place to start.California State Facts
California Insurance State Department