• Find Cheap Car Insurance Coverage in Oakland, CA

    Finding cheap car insurance Oakland can be difficult but with the right tools and bit of hard work it is far easier than you could ever imagine. The first step to finding cheap insurance is finding the right internet tools to get the job done. Using a site like Cheapcaliforniainsurance.net is the first step to success.

    Get Cheap Car Insurance Oakland, CA Today:

    The average cost of insurance in a place like Oakland, CA is $1948 which is quite a bit higher than the average of the nation which is about $1500. This is understandable however as Oakland is a very populous city with high rates of auto theft and other factors that drive up auto insurance costs. Finding a cheap rate can be difficult, but not impossible.

    Factors That Affect Cheap Oakland Auto Insurance:

    There are tons of factors that can change the price of auto insurance and each of these factors makes a huge difference. Understanding a few of these basic factors can help make finding the perfect insurance easy and affordable. With factors like car color, car model, location, and education in mind, insurance buyers can find a great rate.

    • Location– The location of a home is going to make a huge difference. Areas with high population densities are going to have higher costs of insurance than those rural areas with less people. The population density of Oakland is about 6983 people per square mile. This is quite a high number. The number of fatal accidents each year per 100,000 residents is about 4.2 which is quite low for such a populous area.
    • Travel Time to Work– the average time that residents spend on the road is another factor that makes a huge difference. Things like commute time can help raise the price of insurance quite high. The average commute time for a resident in Oakland is about 31.1 minutes.
    • Auto Thefts– crime rates and the number of auto thefts can also make a huge difference in prices. The number of auto thefts in Oakland each year is about 6305 per year. This is quite high for any area and can make a huge difference in overall prices that are going to be paid by residents looking for insurance.
    • Education– the level of education that each resident has acquired can also make a world of difference when it comes to the overall cost of insurance in any given area. Those areas with higher education rates can help lower insurance. 26.1% of residents have less than an high school diploma, 17.7% have at least a high school diploma or equivalent, 5.6% have less than 1 year of college, 14.2% have at least 1 year of college or more, 5.55 have an associate’s degree, 18% have at least a bachelor’s degree, 8.3% have a master’s degree, 3% have a professional degree, 1.6% have a doctorate degree.

    Taking the time to find the best rates can make all the difference when it comes to getting a good rate and getting an insurance rate that is worth the hassle. The Cheapcaliforniainsurance.net widget is your best source for affordable rates.

    If you don’t live in Oakland, you can still save tons of money each year by comparing rates in other California cities. Try reading up on Bakersfield, Fresno, or San Francisco!

    California State Facts
    California Insurance State Department